The United States have been plagued by rising insurance premiums. However, this has brought about a competitive response in the shape health maintenance organizations. This solution involves the doctors and hospitals in the insurance process, giving them more incentive to cure the patient as speedily as possible, less incentive to devise ever-costlier and purposeless procedures. 
In this paper, Dr. Eamonn Butler looks at the case for health maintenance organizations within the UK.

Read the full paper here.