The Fortune Account

In 'The Fortune Account', Dr Eamonn Butler and Dr Madsen Pirie argue that individuals should be able to opt out of the state welfare system into an individual, funded and privately managed 'Fortune Account' which will provide lifetime insurance and basic pension benefits. This will allow people to accumulate savings when young, fit and in work, in order to fund their needs in retirement or when unemployed, sick, or disabled.

Read the whole paper here.

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