The Great Escape

There is growing agreement that our state pension system must be underpinned by proper funding. The only worry about such a reform is the belief that "one generation must pay twice" - once to pay what is due to today's elderly and once more to build up funds for its own retirement. New research shows this fear to be unfounded. The economic gain from a funded system is so large that we could make the transition within a generation and still leave everyone better off.

Read the full paper here.

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The Passbook Pension: meeting all the objectives for pension reform

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Beyond Pension Plus: Developing the fortune account